| 
			EVBN    Evans Bancorp Inc    842518    		 | 
	
 
	
	 
	
	
	
	
	
	
		| Balance Sheet | 
	 
	
	
		
		
		| 
			Assets
		 | 
		
			2,187,465,000		 | 
	 
	
		
		
		| 
			Liabilities
		 | 
		
			2,004,322,000		 | 
	 
		
		
		| 
			Equity
		 | 
		
			183,143,000		 | 
	 
		
		
		| 
			Shares Out
		 | 
		
			5,527,000		 | 
	 
		
	 
	
	
	
	
	 
	
	
	
	
	
	
	
	
		| Cash Flow Statement | 
	 
	
	
		
		| 
			Operating Cash Flow
		 | 
		
			-2,757,000		 | 
	 
		
		
		| 
			Investing Cash Flow
		 | 
		
			-51,109,000		 | 
	 
	
	
	 
	
	
	
	 
	
	
	
	
		| Market Analysis | 
	 
	
	
			
			Market Cap
		 | 
		
			221,066,760		 | 
	
		
		
		| 
			Price
		 | 
		
			39.59		 | 
	 
		
		
		| 
			BVPS
		 | 
		
			33.14		 | 
	 
		
		
		| 
			PB
		 | 
		
			1.20		 | 
	 
		
		
		| 
			EPS
		 | 
		
			3.48		 | 
	 
		
		
		| 
			PE
		 | 
		
			11.48		 | 
	 
		
		
		| 
			PS
		 | 
		
			84.38		 | 
	 
		
		
		| 
			FCF
		 | 
		
			-53,866,000		 | 
	 
		
	
	 
 | 
	
		
			
				| Dividends | 
			 
		
	
				
				
			| 
				Dividend Amount
			 | 
			
				0.66   			 | 
		 
				
				
			| 
				Dividend Yield 			 | 
			
				2.97%			 | 
		 
		
		
		
			| 
				
				
				
				
			 | 
			 
		 
				
			
	 
	
	
	
	
	
	 
	
	
	
	
	
	
	
		
			
				| Earnings | 
			 
		
	
		
		
			
				
				
				 
					
						| Jan | 
						Feb | 
						Mar | 
					 
				
				
					
						 | 
						 | 
						2/01 | 
						1.85 | 
						3/6 | 
						2.16 | 
					 
				
				 
				
				
				
			 | 
			 
		 
				
			
	 
	
	
	
	
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